Mortgage Services
Whether you’re a first time buyer, landlord, moving up the ladder or simply remortgaging – we can help you. In this current market, let us find the right mortgage for you. Regardless of whether you are buying and/or selling through us and/or another estate agent we can help you!
Information
Helping you understand exactly how much you can afford to borrow, with clear guidance on the home-buying process and the costs involved.Comparison
Comparing thousands of mortgages from a panel of lenders, to help find the right deal for your needs and see whether we could save you money.Why choose Peter Alan for your mortgage?
- Our Mortgage Consultants are fully authorised to give you mortgage and protection advice and we are regulated by the Financial Conduct Authority giving you peace of mind.
- Our Group completed on over £30 billion worth of mortgages in 2025!*
- We will search thousands of mortgage deals from our panel of selected lenders, allowing us to recommend the right mortgage for you based on your needs and circumstances
- We will confirm how much you may be able to borrow and secure the most appropriate mortgage for you
- We aim to save you money on the property you choose to buy by negotiating with the vendor (this only applies when the property is for sale with another estate agent and we do not act for the vendor)
- We can explain the house buying process and all the costs involved
- We can take care of all your mortgage and protection arrangements regardless of whether you buy a property through us or not
- With our Lifetime Membership we will provide you with ongoing advice and support for all your mortgage and protection needs in the future, as well as providing you with money saving benefits.
We use a panel of selected lenders
FIND A MORTGAGE
This is not a formal quotation or commitment to lend.
All figures are for illustrative purposes only and are based on a repayment mortgage only basis.
Figures provided will be dependent on your financial situation, property value and the size of your deposit or equity.
Please complete our Contact Us form to obtain further detail on the products listed above.
Initial Rate
The period of an introductory or discount interest rate on a mortgage. The initial rate period varies by loan type and can be as short as one month or as long as several years.
Type Of Mortgage
Fixed: A fixed mortgage is where the interest rate is fixed and will not change for a specific period, usually between 2 and 5 years. During this period the interest rate is usually discounted from the lenders standard rate. This is known as the discount period.
Tracker: The rate of a tracker mortgage is linked to a fixed economic indicator – usually the Bank of England base rate. This doesn"t mean it"s the same as the base rate, just that the rate moves in line with it. This means the rate can go up, or down. The tracker rate can be discounted and under this circumstance the discount will apply for a specific period, usually between 2 and 5 years.
Standard Variable Rate (SVR): This is the lenders standard rate. This will always be higher than the discount rates for some Fixed and Tracker products as the rate is usually linked to the Bank of England"s base rate movements and is typically 2 to 5 percentage points above this base rate. The SVR is the rate that most borrowers end up on after the end of an incentive period such as a two-year fix or two-year discounted rate.
Initial Rate Period
The period of time in months to which the discount rate would apply. SVR products and some Fixed and Trackers do not have a discount period and as such the initial rate period would be 0.
Maximum LTV
The maximum Loan to Value (LTV) is the maximum a lender will lend you against the value of your property. This is calculated by dividing the loan amount by the house value. For example, if the maximum LTV is 80% and the property value is £100,000 then the maximum loan permitted would be £80,000.
Initial Monthly Cost
The initial monthly payment, this may be the discounted rate and will only apply for the initial rate period.
Product Fees
Whether the lender charges a fee to arrange the mortgage.
Overall Cost For Comparison
This is the Annual Percentage Rate of Charge (APRC). A lender is always required to quote the APRC when advertising a loan or borrowing rate. It is a standard interest rate calculation designed to reflect the total amount of interest that will be paid over the entire period of the loan.
Download the right guide for you
Taking out a mortgage is a significant financial commitment, and it is not always easy to know where to start. This guide is designed to help you through the process by explaining your options clearly. Click here to download the Mortgage Guide
Remortgaging is an important financial decision that requires regular review. It’s rare that you’ll stay with the same mortgage product for the entire term - switching to a new product can help you better align with your current financial situation and needs. This guide outlines everything you need to understand about the remortgaging process. Click here to download the Remortgage Guide
Purchasing your first property is a significant milestone that combines excitement with new responsibilities. While the process might initially seem complex, this guide will walk you through each step with clarity and confidence. Click here to download the First Time Buyer Guide
A buy-to-let mortgage is designed for individuals who wish to purchase property as an investment to rent out, rather than as a home for themselves. This type of mortgage is distinct from a residential mortgage, which is intended for properties you plan to live in. Click here to download the Buy-to-Let Guide
Working alongside our trusted insurance partners, we offer a range of protection products designed to provide you with peace of mind. Our qualified advisers can help you select the most appropriate cover for your circumstances. Click here to download the Insurance Guide
Our reviews
Any fees payable will be explained in your initial no-obligation appointment, before you choose whether to use our Mortgage Services.
*Source - Connells Group Mortgage Services - Combined Data 2026. The amount is the Group’s completion mortgage business and accounts for the Groups Estate Agency Mortgage Service, Dynamo, Mortgage Intelligence, Mortgage Bureau and TNHG specific business only.