Renting - General information

Permission to Let

If you are an existing tenant seeking to let a property, you must make sure that:
the intended letting is permitted under the terms of your lease,
the new tenancy period will expire before the termination of your lease,
if necessary, you have written permission from your landlord to sub-let the property.
If you are the owner of the property and you have a mortgage, it is your responsibility to check with the mortgage provider whether you need permission to sub-let. We cannot be held responsible for any claim brought against you by a tenant if you have not obtained the appropriate permission from your mortgage provider or if your mortgage is in arrears and you are faced with repossession.

Insurance

You should contact your insurance company to arrange adequate protection for your property as the majority of standard policies do not include cover for furnished lettings.

Whilst we cannot be held liable for any problems which may arise if you do not make the necessary arrangements, we can put you in touch with independent advisors who can recommend suitable home and contents insurance for you. We can also arrange the policy on your behalf and deduct the monthly insurance premium from your rental payments.

Council Tax

It is the tenant's responsibility to pay council tax during the period of their lease but it becomes your responsibility at any time that the property is vacant.

Investment Advice

If you are looking to invest in a property to let, we can provide you with free and confidential advice on the best types of property and location to meet your needs and methods of financing the project.

We are owned by the Principality Building Society and have our own division of financial services consultants we can give independent mortgage advice.